Overview

Beyond Credit is a technology-driven financial services company that provides insurance backed loans, business support and savings services to low scale businesses.

Job Position: Loan Officer

Location: Iyana Iba, Lagos

Description

  • We are seeking to hire smart and experienced loan officers who are career-driven and have financial or fintech experience and residents in Iyana Iba, Lagos State.

Job Duties / Responsibilities

  1. Mobilization of clients for loans
  2. Formation of groups within the coverage area
  3. Verification of clients’ home and shop addresses in compliance with the company’s guidelines and procedures
  4. In-depth assessment of loan applications and preparation of loan proposals for business support loans
  5. Participation in credit committee for loan appraisals where required
  6. Recovery of overdue loans
  7. Maintain cordial and long-term relationships with customers through excellent customer service
  8. Appraising the client’s business and capacity to service the requested loan
  9. Registering loans on the system and recommending appropriate amounts for disbursement
  10. Capture all required information (i.e. client & guarantor’s name, address & image. Business image and address)
  11. Post-disbursement monitoring
  12. Collection and posting clients’ loan repayments and savings on the system
  13. Reconciliation of daily collections with the Branch Manager
  14. Maintaining a healthy portfolio
  15. Reporting directly to the branch manager
  16. Any other responsibility assigned by the management of Beyond Credit

Job Requirements

  • B.Sc / HND / NCE / or OND in any related field
  • Prior experience as a loan officer in a financial institution.
  • Good verbal and written communication skills
  • Strong negotiation and interpersonal skills
  • Candidate must be resident in the above locations or environs.

Salary
Attractive with other benefits.

Closing Date
10th April 2022.

How to apply
Interested and qualified candidates should send their CV to: recruitment@beyondcredit.com.ng using the Job Title and Specific Location as the subject of the email. e.g. “Loan officer- Iyana Iba”.

Tagged as: Accounting, Banking, Graduate