Overview

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.

Job Position: Credit Underwriter

Job Location: Yaba, Lagos

Job Responsibilities

  • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
  • Carrying out due diligence on Potential Clients.
  • Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
  • To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
  • Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
  • Detecting fraudulent applications with falsified/forged documents.
  • Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
  • Conducting credit search (CRS & CRC Report) on credit bureau database.
  • Conducting Email Verification & preparing Transaction Consummation Report.
  • Reviewing transactions for final checklist and approval.

Job Requirements

  • Candidates should possess a Bachelor’s Degree in Finance, Business, or a related field with 2 years experience.

Salary
N170,000 – N200,000 Monthly.

How to Apply
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.