Overview
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
Job Position: Portfolio Manager
Locations: Asaba – Delta, Benin – Edo, Enugu, Kaduna and Onitsha – Anambra (5 openings)
Job Overview
- The Portfolio Manager will build and manage with effectiveness and efficiency a large porfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
- The Portfolio manager remains responsible for the funds given out to clients in his portfolio as loans.
- He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.
Job Responsibilities
Pre-loan disbursement:
- Promote/Market Fairmoney’s products to prospective clients by using all the channels possible
- Visit and evaluate potential client businesses
- Visit the client’s house when it’s necessary
- Visit the co-debtor, guarantor’s house and businesses when it’s required.
- Analyse the financial data of the client’s businesses
- Analysis of quantitative and qualitative data of client businesses and households.
- Prepare loan documents for the credit committee
- Present loan files to the credit committee.
- Enter the Loan files in the MIS.
- Represent Fairmoney towards all active and potential partners with dignity and pride.
- Fulfil all other necessary assignments as required by the institution.
Post-Loan Disbursement:
- Conduct monitoring visits to businesses and households
- Follow-up on day-to-day loan repayment.
- Manage loan recovery from active and write-off clients until complete reimbursement.
- Assess the impact of the loan before renewal.
Requirements
- HND / Bachelor’s Degree in Sales and Marketing or related fields.
- A minimum of 4 years of experience in Loan Sales / Portfolio Management
- Ability to motivate a team of Sales Managers for performance.
- Extremely flexible, result-oriented, and hardworking with a strong track record of success.
- Ability to self-motivate and manage oneself.
- Good communication and interpersonal skills.
- High level of integrity
- Dynamic and motivated individuals who like to work outdoors.
- Target Driven.
Benefits
- Private Health Insurance
- Performance Bonus
- Pension Plan
- Training & Development.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Recruitment Process:
- A screening call with a member of the recruitment team for 30 minutes.
- Technical interview with the hiring manager for 30 to 60 minutes.