Overview

Rosabon Financial Services (RFS) Limited is an Award winning Rosabon Financial Services is member of the Concept Group is licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

Job Position: Sales Executive (Salary Loan / Wealth Management)
Location: All city/town – Anambra

Scope and Impact

The candidate will be tasked with the responsibility of selling various loan products.

He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).

He/ She will also responsible for reviewing loan applications and evaluating the potential risks of granting loans to applicants.

Job Responsibilities

  1. Evaluate credit worthiness by processing loan applications and documentation within specified limits
  2. Interview applicants to determine financial eligibility and the feasibility of granting loans
  3. Determine all applicable ratios and metrics, and set up debt payment plans
  4. Communicate with clients either to request or to provide information
  5. Justify decisions (approvals/rejections) and report on them
  6. Complete loan contracts and counsel clients on policies and restrictions
  7. Review loan agreements to ensure that they are complete and accurate according to policy
  8. Update account records, compute payment schedules and transactions on ERP
  9. Confer with underwriters to aid in resolving loan application problems.
  10. Update job knowledge on types of loans and other financial services
  11. Assess customer needs, explore all options and introduce different types of loans
  12. Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  13. Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  14. Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  15. Deposit mobilisation to meet set targets

Key Performance Indicators

  1. Meet Set Monthly loan and investment Targets
  2. Reduced the number of Non-Performing loans
  3. Customer retention rate of a minimum of 90% across loan and investment products

Requirements

  1. Candidates should possess a B.Sc. degree in Finance, Economics or a related field with 2-10 years of experience
  2. Proven working experience as a Loan Officer
  3. Familiarity with computers and banking applications/software
  4. Solid understanding of direct/indirect lending products and practices
  5. Customer satisfaction orientation and sales competencies
  6. Ability to work in a goal-oriented environment and meet set targets.

How to Apply
Interested and qualified candidates should:
Click here to apply online
Or
Send their Applications to: sales.careers@conceptgroup-ng.com using the Job Title as the subject of the email.

Tagged as: Business Development, Sales

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