HRLeverage delivers excellent spectrum of HR Business Solutions and strategic management support services through a customs built approach for organisations.As a premium professional HR Boutique firm domicile in Africa, with our global partners, we leverage on technology in providing a one-stop human resources services to various industries in terms of Staffing, Outsourcing, Executive search and recruitment, HR advisory, HR4SMEs, Expatriate management.

Job Position: Business Developer / Credit Officer

Job Location: Abuja (FCT)

Job Responsibilities

  1. Identify and pursue new business opportunities through prospecting, networking, and relationship building.
  2. Develop and maintain relationships with potential clients, understanding their financial needs, and offering suitable credit solutions.
  3. Assess creditworthiness of potential clients by analyzing financial data, credit reports, and other relevant information.
  4. Evaluate credit risk, establish credit limits, and make recommendations based on risk assessment.
  5. Manage the loan application process, including gathering necessary documentation, verifying information, and ensuring compliance with regulations.
  6. Work closely with clients to explain credit terms, negotiate agreements, and finalize loan terms.
  7. Monitor credit portfolio to identify potential risks and take proactive measures to mitigate those risks.
  8. Implement credit policies and procedures to ensure compliance with regulations and minimize credit losses.
  9. Prepare and maintain accurate records, reports, and documentation related to credit assessments and loan applications.
  10. Provide regular reports to management regarding credit portfolio performance and risk exposure.

Job Requirements

  1. Bachelor’s Degree in Business Administration, Finance, Economics, or related field. A Master’s degree or relevant certifications (e.g., Certified Credit Professional) is a plus.
  2. Proven experience in business development and credit analysis within the financial industry.
  3. Strong understanding of financial statements, credit risk assessment, and lending practices.
  4. Excellent analytical skills with the ability to interpret complex financial data.
  5. Knowledge of regulatory requirements and compliance standards in lending.
  6. Exceptional communication and interpersonal skills for client interactions and negotiations.
  7. Proficiency in financial software and tools used for credit analysis and risk assessment.

Application Deadline
28th December, 2023.

How to Apply
Interested and qualified candidates should send their CV to: resume@hrleverageafrica.com using the Job Title as the subject of the mail.

Note: Only qualified candidates will be contacted.

Tagged as: Administrative, Business Development, Finance, Marketing, Sales