Overview

Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset. 

Job Position: Business Development Officer – SME (Loans)

Job Location: Lagos

Job Description

  1. We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
  2. The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for Carbon Business.

Job Responsibilities

  1. Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
  2. Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
  3. Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
  4. Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
  5. Initiate and partner with reputable organizations to facilitate lending to their customers.
  6. Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
  7. Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
  8. Meet or exceed sales targets and contribute to the overall growth and profitability of Carbon Business.
  9. Prepare and submit regular reports on business development activities, pipeline status, and performance metrics.

Job Requirements

  1. Minimum of a Higher National Diploma (HND) in a related field (e.g., Finance, Business, Economics)
  2. Minimum of 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
  3. Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
  4. Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
  5. Strong analytical skills and attention to detail.

Application Deadline
12th August, 2024.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Tagged as: Business Development, Sales

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