Overview

Kennedia Consulting Limited is a cost-effective and professional HR Service firm in West Africa region. We are a company that provides qualitative consulting and outsourcing services to our esteemed clients and have continuously kept ourselves “ahead of the curve”. Our innovative solutions run across areas of Personnel Outsourcing, Recruitment, Training, Business Process Outsourcing (BPO) & TaxationServices.

Job Position: Credit Analyst

Job Location: Lagos

Job Description

  • A leading player in the Other Financial Institution in Lagos state requires the service of credit analyst.

Job Responsibilities

  1. Assess the credit worthiness of clients.
  2. Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
  3. Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
  4. Analyze credit applications and make recommendations to management for approvals.
  5. Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
  6. Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
  7. Attend meetings with Relationship Officers to structure appropriate facilities for customers.
  8. Monitor risk asset portfolio and ensure adherence to regulatory standard.
  9. Prepare and submit credit reports to management and regulators in timely manner.
  10. Adhere to credit policy and guidelines of the company.
  11. Perform any other function that may be assigned by the Head, Credit Department, Management and Board
  12. Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.

Job Requirements

  • Bachelor’s degree or HND in any discipline.
  • 3 – 4 years’ credit analysis experience in a bank or non-bank financial institution.

Skills:

  1. Ability to effectively manage competing deadlines for projects with less supervision.
  2. Excellent written and oral communication skills.
  3. Strong math aptitude, organizational and analytical skills.
  4. Strong problem-solving and follow-up skills coupled with pragmatism and common sense
  5. Decision oriented with the ability to support with sound reasoning and logic
  6. Impeccable understanding of financial statements,ratios,and concepts
  7. Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
  8. Experience with use of credit administration or other banking application software

Application Deadline
8th June, 2024.

How to Apply
Interested and qualified candidates should send their Applications to: recruitment_kcl@outlook.com using “Credit Analyst ” as the subject of the mail.

Tagged as: Accounting, Finance