Overview

Rivy Technologies Limited – We are a climate finance company building a fast, fair and flexible financial infrastructure.

Job Position: Head, Credit Operations
Location: Lagos

Job Responsibilities

  1. Design and implement real-time risk assessment strategies for our internal loan approvals and credit limit adjustments.
  2. Develop and implement credit underwriting policies and procedures.
  3. Monitor credit worthiness of business using trend analysis.
  4. Perform risk assessments on potential loan recipients based on credit rating, borrowing history and other specific risk factors.
  5. Continuously monitor loan portfolios to identify trends, early warning signals and potential defaults.
  6. Apply quantitative and data analytics to enhance loan performance.
  7. Ensure financial leverage for Rivy through portfolio loan management.
  8. Mitigate the company’s exposure to bad debts and ensure 100%compliance with regulatory requirements.

Requirements

  1. Bachelor’s or Master’s degree in Accounting, Economics, Data Science, statistics or a related field.
  2. 8+ years of experience in credit risk and lending operations, ideally in Fintech, Microfinance, digital lending Energy Finance
  3. Strong analytical thinking, team leadership, regulatory understanding and data-driven decision making.
  4. Be knowledgeable in credit risk modelling, financial data analytics and cash flows for business.
  5. Great at managing liquidity, customer profiling, working capital optimisation and trade finance deals.
  6. Have strong business acumen and understanding of the Nigerian ecosystem
  7. Possesses excellent communication and decision-making abilities.

Salary
N900,000 – N1,100,000 / Month.

How to Apply
Interested and qualified candidates should submit their resume detailing their relevant experience and why they are a good fit for this role to: careers@rivy.co using the job title as the subject of the email.

Tagged as: Accounting, Finance