Overview
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and Southeast Asia.
Job Position: Portfolio Manager
Location: Enugu
Job Responsibilities
Pre-loan disbursement:
- Promote/Market FairMoney’s products to prospective clients by using all the channels possible
- Visit and evaluate potential clients’ businesses
- Visit the client’s house when it’s necessary
- Visit the co-debtor’s, guarantor’s houses and businesses when it’s required
- Analyse the financial data of the client’s businesses
- Analysis of quantitative and qualitative data of clients’ businesses and households
- Prepare loan documents for the credit committee
- Present loan files to the credit committee
- Enter the Loan files in the MIS
- Represent FairMoney towards all active and potential partners with dignity and pride
- Fulfil all other necessary assignments by the institution.
Post-Loan Disbursement:
- Conduct monitoring visits to businesses and households
- Follow up on day-to-day loan repayments
- Manage loan recovery from active and written-off clients until full reimbursement is achieved
- Assess the impact of the loan before renewal.
Requirements
- HND/Bachelor’s Degree in Sales and Marketing or related fields
- A minimum of 4 years of experience in Loan Sales / Portfolio Management
- Ability to motivate a team of Sales Managers for performance
- Extremely flexible, result-oriented, and hardworking with a strong track record of success
- Ability to self-motivate and manage oneself
- Good communication and interpersonal skills
- High level of integrity
- Dynamic and motivated individuals who like to work outdoors
- Target Driven.
Benefits
- Private Health Insurance
- Performance Bonus
- Pension Plan
- Training & Development.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Recruitment Process
- A screening call with a member of the recruitment team for 30 minutes
- Technical interview with the hiring manager for 30 to 60 minutes.