Overview

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company, Percy Aitkins – Bureau De Change.

Job Position: Portfolio Risk Analyst

Job Location: Yaba, Lagos

Job Responsibilities

  1. Conducts detailed portfolio analysis and reports. Analyzes report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
  2. Analyzes transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
  3. Analyzes and monitors the company’s lease portfolio.
  4. Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
  5. Monitors compliance to credit and risk policies of the company.
  6. Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
  7. Mitigate credit risk exposure related to portfolio management activities.
  8. Prepare a report on the probability of default using available data.
  9. Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
  10. Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
  11. Gathers business intelligence from a variety of sources including company data, industry and field reports, public information, or purchased sources.
  12. Assesses market strategies by analysing related products, markets, or trends.
  13. Uses business intelligence data and tools to identify and monitor current and potential customers.

Job Requirements

  • A Bachelor’s Degree in Accounting, Finance, or Social Science.
  • Minimum of 2 years working in a similar field, with cognitive experience as analytics officer.

Requirements:

  1. Cognitive abilities in quantitative measurement of data
  2. Research and analysis skills
  3. Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
  4. Beginner / Intermediate skills in Microsoft Office suites
  5. Ability to present and communicate analysis and recommendations
  6. Ability to measure financial data to evaluate financial performance and position.

Job Knowledge:

  • Experience with SQL and PowerBI required.

Application Deadline
21st January, 2023

How to Apply
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.

Tagged as: Business Development