Kuda is a full service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly and save more. We raised the largest seed round ever seen in Africa, and completed a Series A funding round in February 2021, led by some of the world’s smartest venture capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021, Kuda is fast becoming recognised as the leading ‘Neobank’ for Africans.

To help us grow into the company that can bring meaningful change to the way people across Africa get access to great financial products and services in order to take control of their personal finances, we are actively looking for bright, talented, driven people who are excited by our mission. If this sounds like a great way to spend your valuable time, then please get in touch with us.

Job Position: Reconciliation and Settlement Officer – Talent Pool

Job Location: Lagos, Nigeria

Job Description

  1. The Reconciliation and Settlement Officer plays a crucial role in ensuring the accuracy and integrity of financial transactions within the company.
  2. This position involves generating reconciliation reports, performing daily reconciliations, and settling transactions efficiently.

Job Responsibilities

  1. Generate reconciliation reports and carry out other settlement assignments delegated from time to time.
  2. Perform daily reconciliation of transactions and provide daily reconciliation & settlement reports.
  3. Perform general reconciliation required to ensure general balances are error free thereby enhancing the integrity and accuracy of the company financials.
  4. Liaise with stakeholders, internally and externally in relation to all settlements.
  5. Monitor partner’s settlement and ensure accurate value is settled.
  6. Liaison with external auditors, Banking Payment partners and any other unit as may be required in the course of the job.
  7. Correctly log all incidents, monitor the incident cycles and document solutions after resolutions
  8. Monitor the settlement and resolve disputes arising from the daily transactions on the card account
  9. Monitoring of correct workflow (deposit/withdrawal process in internal system) and responsibility to investigate and resolve any discrepancies on a timely manner.
  10. Investigate ways to move from manual to automatic reconciliation process, required as volumes increase
  11. Perform other related tasks as may be required

Job Requirements

  1. A minimum of 3 years of relevant professional experience.
  2. Demonstrate a knowledge of reconciliation process.
  3. Experience of analysing and controlling large volumes of data
  4. Excellent writing skills, and ability to explain technical accounting issues to colleagues.
  5. Demonstrate competences for accuracy, attention to detail, integrity, and update knowledge of International Financial Reporting Standards
  6. Bachelor’s Degree in Business Administration, Finance, Accounting, or related fields.

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

  1. Pension
  2. Competitive annual leave plus bank holidays
  3. Group life insurance
  4. Health insurance
  5. L&D training
  6. We are advocates of work-life balance and offer a 3 day per week remote working option

How to Apply
Interested and qualified candidates should:
Click here to apply online


  • This is not a live vacancy. If you are interested in becoming part of our Talent Pool for future Reconciliation and Settlement Officer positions, we encourage you to submit your application.
  • If shortlisted, we will promptly reach out to you as soon as a new role becomes available.