Overview
CoolBucks is an online lending platform that provides unsecured loans (without collateral) within minutes of completing your application. Depending on your profile, we can disburse within 5minutes to 24 hours of completing our application.
- Job Position: Risk/Underwriting Analyst
- Job Location: Lagos
Job Description
- Evaluate customers’ loan applications in line with the bank’s credit policy.
- Identify critical risks in credit requests and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
- Has relevant experience in analyzing consumer and SME loans.
- Organization of credit committee.
- Portfolio management & reporting.
- Create innovative credit evaluation processes and systems.
- Evaluate clients for creditworthiness based on our internal risk models & their application information.
- Weed out fraudulent applications, and unreliable applicants.
- Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
- Continuously ensure alignment/compliance to the credit risk management framework.
- Continuously analyze and recommend improvement on credit risk management framework, processes, and systems.
- Preparation of statutory reports.
Job Requirements
- Candidate must be a Chartered Accountant.
- Candidate should have a minimum of 2-1 from a University of Polytechnic (HND)
- Must possess very good Excel skills and must be able to prepare financial statements using Excel.
- Experience with an audit firm is an advantage.
- 4 years relevant experience as an Accountant.
- We have a preference for males for this role.
Closing Date:
19th February 2021
How to Apply
Interested and qualified candidates should forward their CV to: oakpandem@coolbucksng.com using the position as the subject of the email.
