Overview

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

Job Position: Senior Product Manager – Savings

Job Location: Lagos

Job Description

  1. As a Senior Product Manager for the Savings division, you will be a key driver in shaping the strategy and roadmap for our lending products.
  2. You will be responsible for developing and executing a product vision that aligns with our company’s goals and customer needs.
  3. This role requires a deep understanding of lending practices, fintech industry trends, and the unique challenges and opportunities present in the African market.

Job Responsibilities
Product Strategy and Vision:

  1. Develop a clear and compelling product strategy for the lending division that supports Fairmoney’s overall business objectives and aligns with the company’s mission.
  2. Identify and prioritise market opportunities, ensuring that our lending products remain competitive and relevant in the rapidly evolving fintech landscape.

Product Roadmap Management:

  1. Collaborate with cross-functional teams, including Engineering, Growth, Design, Data Science, Risk and Operations, to create a comprehensive and achievable product roadmap.
  2. Regularly review and refine the roadmap to adapt to market dynamics, customer feedback, and business priorities.
  3. Have the ability to brutally prioritise based on identified and agreed on goals

Customer Insights and Analysis:

  1. Conduct thorough market research and customer analysis to gain valuable insights into customer behaviour, pain points, and preferences related to lending products.
  2. Utilise data-driven insights to make informed product decisions, enhance user experiences, and drive customer satisfaction.

Product Development and Launch:

  1. Oversee the end-to-end product development process, from concept to launch, ensuring that the lending products meet high standards of quality and compliance.
  2. Collaborate closely with cross-functional teams to deliver products within agreed timelines and budgets.

Risk Management and Compliance:

  1. Work closely with Risk and Compliance teams to ensure that lending products adhere to all relevant regulations and industry standards.
  2. Implement robust risk management strategies to safeguard the interests of our customers and the company.

Performance Tracking and Optimisation:

  1. Define and monitor key performance metrics to evaluate the success of lending products.
  2. Continuously optimise product performance and user experience based on data-driven insights and customer feedback.

Team Leadership and Development:

  1. Lead and mentor other product managers and other relevant team members to foster a culture of innovation and continuous improvement.
  2. Set clear objectives, provide regular feedback, and support the professional growth of team members.

Job Requirements

  • Bachelor’s Degree in Business, Finance, Computer Science, or a related field. A Master’s degree is a plus.
  • 4 – 8 years of proven experience as a Product Manager in the saving industry
  • In-depth knowledge of savings products and services,
  • Demonstrated experience in developing and launching successful fintech products 0-1.
  • Strong analytical and data-driven decision-making skills.
  • Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviors is a bonus but not essential
  • Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams.
  • Experience in managing and motivating high-performing product teams.
  • Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel
  • Entrepreneurial mindset and commitment to getting hands dirty at all times.

Benefits

  1. Competitive salary and performance-based incentives.
  2. Flexible working hours and remote work options.
  3. Opportunity to work with a diverse and passionate team.
  4. Access to professional development and learning resources.

How to Apply
Interested and qualified candidates should:
Click here to apply online

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