Overview
BP Business Solutions Africa – We are HR Business Partners providing Best Practice business solutions to our clients through Brilliant Performance and Burning Passion for what we do. We are NOT HR consultants. We do NOT see ourselves as consultants. We prefer to see ourselves as your HR Business Partners working for you from outside your organization.
Job Position: Credit and Verification Manager
Job Location: Lagos
Job Description
- The credit and Verification Manager determine prospects’ worthiness, analyze and evaluates financial data and prospects ‘potentials, perform a risk assessment and makes informed decisions as regards extending service to customers.
- The candidate will process solid analytical skills in the financial statement, probing skills and be proficient at preparing and presenting approval memos.
- This position will demonstrate the ability to lead and train others.
Job Responsibilities
- Assess the creditworthiness of prospects
- Ensuring all approved prospects comply with credit policy and guidelines
- Evaluating prospect’s credit data and financial statements in order to determine the degree of risk involved in approving them
- Ability to analyze cash flows, leverage, collateral and customer strength
- Create innovative credit evaluation processes and systems
- Draft models of credit information that predict trends and patterns
- Maintain a department organizational structure sufficient to meet all goals and objectives
- Leadership: effectively lead, manage and develop the credit teams.
Job Requirements
- Candidates should possess a Bachelor’s Degree qualification
- 3-5+ years of proven credit experience
- Exceptional organizational, time management, and problem-solving skills
- Exceptional analytical skills, detailed documentation, and sound judgment
- Expert-level understanding of loan policy and reporting needs
- Solid understanding of lending procedures.
- Must be able to perform independently, be self-motivated, and demonstrate initiative.
- Ability to read and interpret documents such as credit reports, mortgage statements, bank and credit statements, court documents, and the customer service manual.
Application Deadline
28th October, 2022.
How to Apply
Interested and qualified candidates should send their CV to: jobs@bpsolutionsafrica.com using the Job Title as the subject of the mail.